Wednesday, May 23, 2012

Sifting through medical bills is probably one of the least pleasurable tasks in your to-do list. And filing health insurance claims can be complicated.

A new website called Simplee aims to make this whole process a lot smoother by organizing all your health insurance information onto one easy-to-read dashboard.

Users can manager their claims, pay bills from the site and read details of their individual health insurance plans. Simplee will show you what your insurance company is covering and what out-of-pocket expenses you’ll need to fork over.

“Simplee aims to empower you with tools and insights to optimize your health care benefits and lower your health care costs. Becoming a smart consumer of health care is increasingly important, as costs are rising rapidly,” the website notes.

“Consumer premiums and out of pocket medical expenses have increased by over 50% in the last 5 years.”

Once you sign-up, simply enter all your healthcare information (including your login info for your healthcare provider’s website) and you’re set up for life. When you visit the doctor, your bill is sent to your insurance provider.

That bill will be accessible on Simplee’s site, just as it would be on your health insurance company’s website. However, with Simplee, you can view bills from various providers and medical services in one place.

When your insurance claim is ready, Simplee will alert you via email. Currently, Simplee works with these health providers:
  • Aetna
  • Anthem
  • Blue Cross Blue Shield (BCBS)
  • Blue Shield
  • Cigna
  • Delta Dental
  • Medica
  • Metlife
  • United Healthcare
  • Vision Service Plan (VSP)
  • WellPoint Inc. (Empire BCBS)
If your insurance company is not on the list, you can request it through a form on their site.

Headquartered in Palo Alto, Calif., Simplee was co-founded by Tomer Shoval. He had the idea for the site after a vacation to Mexico during which his family became sick. When they returned home, he says, there was so much medical paperwork to sort through.

“It was time consuming, extremely confusing, and frustrating,” he writes. “I couldn’t believe such an important aspect of people’s lives, one that is also costly, is so inefficient and unclear. I wanted to solve this problem that affects us all. That was the birth of Simplee.”

Simplee never gives information to your insurance company, or changes anything on your insurance information. Simplee is HIPAA compliant, plus your information is encrypted. The company also boasts that it’s hosted on “one of the most secure hosting facilities in the United States.”